The Genius Finance Apps Every Smart Girl Should Use

Sophie Miura

Illustration by Stephanie DeAngelis

I'm embarrassed to admit that despite interviewing a ton of experts about the importance of managing money, this reporter’s finances are a mess. Every time I research an article that tells me how vital it is to build a backup fund or draft a budget, I get a pang of guilt. But I'm not the only one with avoidance issues. Research shows only 10% of people who are concerned about money check their bank account at least once a month. The ostrich effect is profoundly prevalent among women, says Dr. Kate Levinson, author of Emotional Currency: A Woman's Guide to Building a Healthy Relationship With Money. "Women have been disenfranchised," she tells CNBC. "We've been acculturated to stay dumb about money—legally, and culturally, for generations." Well, that stops now.

To get my finances in check, I didn't turn to a financial adviser but the next best thing: apps. I tested out five leading money apps that promised to be smart, streamlined, and, most importantly, simple. I wanted to discover if they could convert a budgetphobe like myself to a banker in the making (almost). If you've lost control of your spending, sometimes forget to pay your bills, or just want to update the way you manage your money, read on. These are the genius financial apps every smart woman should know about. Best of all, they're free.

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